BUYERS

Search MLS

• Receive a daily e-mail with new or modified listings matching your search rules...

Buyer Representation

If you're in the market to purchase a new home or investment property and like the idea of working with an agent that understands and uses the power of the internet, than I can help. My preference is to send you information and let you decide what interests you. I'll start by understanding what types of properties you're interested in. Once I develop a property profile, I'll set up an automated database search of NNEREN's MLS system. This will send you a daily e-mail showing all new property listing and properties that have changed price. This approach leaves the decision up to you regarding what properties you'd like to get more information about.

If this "no-hassle" approach interests you, please give me a call today... or send me an e-mail with your requirements. Include as much of the following as possible:

Property Type

• Choose from Single Family, Multi Family, Condo or Mobil Home.
• If choosing Multi Family, please list the minimum and maximum number of units desired.

Towns

• List all towns you want to search in.
• If it's easier to select entire counties, I can set up the search by county instead of town.

Price Range

• What is the minimum and/or maximum price range you'd like to see listings for?

Number of bedrooms

• What is the minimum and/or maximum number of bedrooms you'll require?

Lot Size

• If you're concerned about land size, tell me the minimum size, in acres or square feet, that you'd like to include in the search.

Miscellaneous

• List any other requirements such as "must have a garage", "must be on a lake" etc.

Home Purchase Basics (courtesy of Reliant Mortgage)

Congratulations on your decision to buy a new home! There are many important things to consider throughout the process, especially if you're a first-time homebuyer. Here's some information that will keep you on track.

In General... A home purchase may be your largest financial transaction to date, so it's important to make the right decisions and to keep an eye on the details. With the assistance of your Real Estate Agent and Loan Officer, it should be an efficient, pleasant, and ultimately rewarding experience.

Count On Your Real Estate Agent To...

• Preview available homes to weed out those that are overpriced, or undesirable in some other way.
• Present the homes that suit your needs as you've defined them.
• Help you determine the difference between a "good buy" and a property which, because of its nature (neighborhood, market appeal, etc.), might have to be discounted if you decide to sell in the future.
• Negotiate the best deal for you. With a Pre-Qualification letter from us in hand, your Real Estate Agent will be able to demonstrate that you are a qualified and capable borrower. This will strongly influence the Seller, and may make the difference between the Seller accepting your offer or someone else's -- even if your offer is lower!

Count On Your Mortgage Broker and Loan Officer To...

• Assist you in selecting the best loan to meet your personal situation and goals. (This single decision can save you thousands of dollars throughout the years!)
• Keep you informed of your loan status throughout the entire process.
• Keep your Real Estate Agent informed of our loan progress (Note: your personal information is always kept confidential between you and us; only deal points and progress are shared).
• Get the appropriate loan for you at the best rates and fees. This will save you significant money "up front" and throughout the years to come.

Count On Yourself To...

• Keep your Real Estate Agent informed of any questions or concerns as they develop.
• Keep the process moving by providing documentation and decisions as soon as reasonably possible. By doing so, many of the details are taken care of early in the process so you can comfortably concentrate on any last-minute details or events that require your attention.
• Enjoy purchasing your home, but do remain objective throughout -- to make the business decisions that are best for you.
• Make sure you are pre-approved as early as possible. This will put the power of financing behind you so you can concentrate on selecting your home.

Six Simple Steps

Select a REALTOR®

• With whom you can identify, trust, and be comfortable. Ask them to thoroughly explain the search process for you.

Identify

• The important elements of your dream house and the resources you'll be applying to the purchase (i.e. savings, cash from sale of current home, stocks, bonds, gifts). Once your finances and goals are in order, share them with your REALTOR®. A good REALTOR® will help you make the most of your resources. But in order to do this, s/he needs to know what you want and what you have at your disposal.

Manage the Process

• Don't be afraid to be an active participant. Home buying is fun and exciting - an adventure and a new beginning! Let your REALTOR® keep the experience stress free by looking to them for expert assistance, coordination and counsel along the way.

Plan Ahead

• A good plan is essential and includes: The services of a good REALTOR®; a clear picture of your resources and how you'll invest them; time for viewing and reviewing properties; being prepared for negotiations, and finally, success!

Learn

• What is available, at what cost, in which neighborhoods. Find out about neighborhood amenities as well, and consider how well they match up with your goals and dreams.

Expect Decision Making Time

• It takes time and energy to think and talk about which home is best for you. Expect to negotiate the contract if necessary. Expect your REALTOR® to keep you up-to-date and provide you with the best support available. Expect the outcome you want.